Your Insurance Needs,
Made Simple.

Our experts work directly with you to find coverage tailored to your unique situation — giving you confidence every step of the way.

Get your instant quote now

How It Works

Tell Us About Your Needs

Answer a few quick questions in our instant online quote form. We only ask what’s needed to provide your quote, nothing more.

Get your quote.

Once you complete the form, your personalized quote is emailed to you.

Choose Your Coverage

Select a policy that fits your needs. Have questions, call us toll-free to speak with a licensed broker. We’ll answer your questions and help you choose the right protection.

Why FindMyRate.com?

24/7 Assistance
Loss of Use with rental
Equipment Protection
and more

FindMyRate.com has partnered with APRIL Marine, a trusted name in recreational insurance. With deep expertise and a strong reputation across Canada, APRIL Marine ensures you get reliable coverage backed by industry leaders, so you can move forward with confidence knowing you’re protected by one of the country’s most respected insurance providers.

What Does Boat Insurance
Typically Cover?

Boat insurance coverage varies by provider and location, but may include:

*Always review policy details carefully before purchasing coverage.

More Insurance Categories

(Coming Soon)

We’re expanding to offer comparison options for:

ATV Insurance

Snowmobile Insurance

RV Insurance

Cottage Insurance

Frequently Asked Questions

What is FindMyRate.com?

Does FindMyRate.com provide insurance directly?

FindMyRate.com does not provide insurance directly. Instead, we connect you with trusted insurance providers to help you find the right coverage for your needs.

Is it free to compare insurance options?

Yes. Comparing insurance options through FindMyRate.com is free, with no obligations. You can review your options and decide what works best for you.

What factors affect the cost of boat insurance?

The cost of boat insurance depends on several factors, including:

The type, size, age, and value of your boat
Where and how you use your boat, including your cruising area and how often you boat
Your boating experience and claims history
The coverages and deductible you choose
Where your boat is stored (for example, at a marina, on a trailer, or in dry storage)
Any additional equipment or accessories you want covered

You may also qualify for discounts, such as completing a recognized boating safety course (such as from CanadaBoatSafety.com), having multiple insured watercraft, or maintaining a claims-free history.

What does boat insurance typically covers?

Boat insurance can help protect you, your boat, your passengers, and your belongings from unexpected accidents and losses. Coverage varies by policy, but it typically includes:

Liability coverage for damage or injuries you may cause to others
Physical damage to your boat from collisions, fire, theft, vandalism, storms, and other covered events
Coverage for passengers, onboard equipment, and personal belongings
Emergency towing and 24/7 assistance if you experience a breakdown on the water
Medical and accident benefits, depending on your policy
Loss of use coverage, which may reimburse the cost of renting a similar boat while yours is being repaired after a covered claim
Watersports and fishing equipment coverage for eligible gear and accessories
Agreed value or actual cash value coverage, depending on your boat’s age and the policy you select

Will FindMyRate.com offer other insurance types in the future?

Yes. FindMyRate.com plans to expand beyond boat insurance by partnering with industry-leading insurance providers across a variety of insurance types. Our goal is to make it easy to compare trusted coverage options and find the right insurance for your needs, all in one place.