Terms of Use

Effective Date: May 16, 2026

By accessing or using the FindMyRate website, you agree to these Terms of Use. If you do not agree, please do not use the website.

1. Website Purpose

MapleRates is a lead generation and information platform. We are not an insurance company, broker, or underwriter unless explicitly stated otherwise. Our role is to help users request information and connect with licensed insurance partners.

2. No Insurance Guarantee

Use of this website does not guarantee:

  • eligibility for insurance
  • availability of coverage
  • pricing
  • approval of any application
  • any specific insurance outcome

All quotes, coverage terms, and decisions are determined by the relevant insurance provider or licensed partner.

3. User Responsibilities

You agree to provide accurate, current, and complete information when using forms on this website. You agree not to use the website for unlawful, misleading, abusive, or fraudulent purposes.

4. Intellectual Property

All content on this website, including text, graphics, branding, logos, layout, and design, is the property of MapleRates or its licensors unless otherwise stated. You may not copy, reproduce, modify, distribute, or exploit website content without prior written permission.

5. Third-Party Services

This website may include links, forms, tools, or services provided by third parties. We are not responsible for the content, policies, or actions of those third parties.

6. Disclaimer

The information on this website is provided for general informational purposes only and should not be considered legal, insurance, or financial advice. While we aim to keep information accurate and current, we make no warranties or representations regarding completeness, reliability, or suitability.

7. Limitation of Liability

To the fullest extent permitted by law, FindMyRate will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of the website or reliance on website content.

8. Indemnification

You agree to indemnify and hold MapleRates harmless from claims, losses, liabilities, damages, and expenses arising from your use of the website or your violation of these Terms.

9. Changes to Terms

We may update these Terms of Use at any time. Updated terms will be posted on this page with a revised effective date.

10. Governing Law

These Terms are governed by the laws of the applicable jurisdiction in Canada, without regard to conflict of law principles.

11. Contact

If you have questions about these Terms, please contact us through our Contact page.